kedvezményes hitelprogram - Karpat.in.ua

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A „Saját ház” kedvezményes hitelprogram, amelyet tavaly közel háromszázan vettek igénybe Kárpátalján, rekordmutatót – 47 és fél millió hrivnyát – ért el. A hitelfelvevők a legtöbb összeget közművek telepítésére és energiahatékonysági fejlesztésekre, a tetőszerkezet javítására, valamint lakásépítésre, rekonstrukcióra vagy teljes felújításra fordították. Mindössze hatan használták fel a kedvezményes forrásokat lakásvásárlásra. Emlékeztetőül: a maximálisan 300 ezer hrivnya összegű hiteleket legfeljebb 20 évre nyújtják évi 3%-os kamattal, míg a katonacsaládok számára nulla a kamatláb. Az a hitelfelvevő, akinek a szerződéskötés időpontjában három vagy több kiskorú gyermeke volt, szintén mentesül a hitel kamat fizetése alól. A hitelalap tekintetében a kistérségek költségvetéséből származó pénzek teszik ki a legnagyobb részt. Például a kárpátaljai lakosoknak tavaly kiutalt 47 millió hrivnyából 5 millió az állami, 17 millió a megyei és közel 25 és fél millió pedig a hromadák költségvetéséből származott. Vaszil Ivancso szerint ezek viszonylag kis összegek a kistérségek számára, de általánosságban véve ez jó eszköz a lakosság igényeinek kielégítésére. Tavaly 140 hitelfelvevő törlesztette a teljes hitelét. Egyébként jelenleg nincs hitelhátralék. Általánosságban elmondható, hogy a program azon az elven működik, hogy amíg egyesek törlesztenek, mások hitelt vesznek fel. A program 8 éve alatt több mint két és fél ezer család vett fel jelzáloghitelt több mint 226 millió hrivnya értékben. Idén a megyei költségvetés a tavalyival megegyező összeget, 17 millió hrivnyát biztosított. Ez azonban nem fix összeg, szükség esetén több pénz is kiutalható. A megyei katonai közigazgatás abban bízik, hogy a hegyvidéki területek lakói aktívabban igénybe veszik majd a kedvezményes hitelezést. Jelenleg például a Rahói járásban kiadott hitelek aránya a teljes összegnek mindössze a 3%-a, miközben Ungváron 134 hitelfelvevő kötött jelzálogszerződést.




https://youtu.be/TJsBr3lOfnA


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                    [excerpt] => A "Saját ház" kedvezményes hitelprogram, amelyet tavaly közel háromszázan vettek igénybe Kárpátalján, rekordmutatót – 47 és fél millió hrivnyát – ért el.
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                    [title] => 270 kárpátaljai család élt a „Saját ház” hitelcsomaggal 2023-ban (videó)
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270 kárpátaljai család élt a „Saját ház” hitelcsomaggal 2023-ban (videó)

A "Saját ház" kedvezményes hitelprogram, amelyet tavaly közel háromszázan vettek igénybe Kárpátalján, rekordmutatót – 47 és fél millió hrivnyát – ért el.

17:17 Január 24, 2024

Közélet 2836 1 хвилина