{"id":176494,"date":"2024-01-24T17:17:00","date_gmt":"2024-01-24T15:17:00","guid":{"rendered":"https:\/\/life.karpat.in.ua\/?p=176494"},"modified":"2024-01-24T18:10:09","modified_gmt":"2024-01-24T16:10:09","slug":"270-karpataljai-csalad-elt-a-sajat-haz-hitelcsomaggal-2023-ban-video","status":"publish","type":"post","link":"https:\/\/life.karpat.in.ua\/?p=176494&lang=hu","title":{"rendered":"270 k\u00e1rp\u00e1taljai csal\u00e1d \u00e9lt a \u201eSaj\u00e1t h\u00e1z\u201d hitelcsomaggal 2023-ban (vide\u00f3)"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">A &#8220;Saj\u00e1t h\u00e1z&#8221; kedvezm\u00e9nyes hitelprogram, amelyet tavaly k\u00f6zel h\u00e1romsz\u00e1zan vettek ig\u00e9nybe K\u00e1rp\u00e1talj\u00e1n, rekordmutat\u00f3t \u2013 47 \u00e9s f\u00e9l milli\u00f3 hrivny\u00e1t \u2013 \u00e9rt el. A hitelfelvev\u0151k a legt\u00f6bb \u00f6sszeget k\u00f6zm\u0171vek telep\u00edt\u00e9s\u00e9re \u00e9s energiahat\u00e9konys\u00e1gi fejleszt\u00e9sekre, a tet\u0151szerkezet jav\u00edt\u00e1s\u00e1ra, valamint lak\u00e1s\u00e9p\u00edt\u00e9sre, rekonstrukci\u00f3ra vagy teljes fel\u00faj\u00edt\u00e1sra ford\u00edtott\u00e1k. Mind\u00f6ssze hatan haszn\u00e1lt\u00e1k fel a kedvezm\u00e9nyes forr\u00e1sokat lak\u00e1sv\u00e1s\u00e1rl\u00e1sra. Eml\u00e9keztet\u0151\u00fcl: a maxim\u00e1lisan 300 ezer hrivnya \u00f6sszeg\u0171 hiteleket legfeljebb 20 \u00e9vre ny\u00fajtj\u00e1k \u00e9vi 3%-os kamattal, m\u00edg a katonacsal\u00e1dok sz\u00e1m\u00e1ra nulla a kamatl\u00e1b. Az a hitelfelvev\u0151, akinek a szerz\u0151d\u00e9sk\u00f6t\u00e9s id\u0151pontj\u00e1ban h\u00e1rom vagy t\u00f6bb kiskor\u00fa gyermeke volt, szint\u00e9n mentes\u00fcl a hitel kamat fizet\u00e9se al\u00f3l. A hitelalap tekintet\u00e9ben a kist\u00e9rs\u00e9gek k\u00f6lts\u00e9gvet\u00e9s\u00e9b\u0151l sz\u00e1rmaz\u00f3 p\u00e9nzek teszik ki a legnagyobb r\u00e9szt. P\u00e9ld\u00e1ul a k\u00e1rp\u00e1taljai lakosoknak tavaly kiutalt 47 milli\u00f3 hrivny\u00e1b\u00f3l 5 milli\u00f3 az \u00e1llami, 17 milli\u00f3 a megyei \u00e9s k\u00f6zel 25 \u00e9s f\u00e9l milli\u00f3 pedig a hromad\u00e1k k\u00f6lts\u00e9gvet\u00e9s\u00e9b\u0151l sz\u00e1rmazott. Vaszil Ivancso szerint ezek viszonylag kis \u00f6sszegek a kist\u00e9rs\u00e9gek sz\u00e1m\u00e1ra, de \u00e1ltal\u00e1noss\u00e1gban v\u00e9ve ez j\u00f3 eszk\u00f6z a lakoss\u00e1g ig\u00e9nyeinek kiel\u00e9g\u00edt\u00e9s\u00e9re. Tavaly 140 hitelfelvev\u0151 t\u00f6rlesztette a teljes hitel\u00e9t. Egy\u00e9bk\u00e9nt jelenleg nincs hitelh\u00e1tral\u00e9k. \u00c1ltal\u00e1noss\u00e1gban elmondhat\u00f3, hogy a program azon az elven m\u0171k\u00f6dik, hogy am\u00edg egyesek t\u00f6rlesztenek, m\u00e1sok hitelt vesznek fel. A program 8 \u00e9ve alatt t\u00f6bb mint k\u00e9t \u00e9s f\u00e9l ezer csal\u00e1d vett fel jelz\u00e1loghitelt t\u00f6bb mint 226 milli\u00f3 hrivnya \u00e9rt\u00e9kben. Id\u00e9n a megyei k\u00f6lts\u00e9gvet\u00e9s a tavalyival megegyez\u0151 \u00f6sszeget, 17 milli\u00f3 hrivny\u00e1t biztos\u00edtott. Ez azonban nem fix \u00f6sszeg, sz\u00fcks\u00e9g eset\u00e9n t\u00f6bb p\u00e9nz is kiutalhat\u00f3. A megyei katonai k\u00f6zigazgat\u00e1s abban b\u00edzik, hogy a hegyvid\u00e9ki ter\u00fcletek lak\u00f3i akt\u00edvabban ig\u00e9nybe veszik majd a kedvezm\u00e9nyes hitelez\u00e9st. Jelenleg p\u00e9ld\u00e1ul a Rah\u00f3i j\u00e1r\u00e1sban kiadott hitelek ar\u00e1nya a teljes \u00f6sszegnek mind\u00f6ssze a 3%-a, mik\u00f6zben Ungv\u00e1ron 134 hitelfelvev\u0151 k\u00f6t\u00f6tt jelz\u00e1logszerz\u0151d\u00e9st.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\nhttps:\/\/youtu.be\/TJsBr3lOfnA\n<\/div><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>A &#8220;Saj\u00e1t h\u00e1z&#8221; kedvezm\u00e9nyes hitelprogram, amelyet tavaly k\u00f6zel h\u00e1romsz\u00e1zan vettek ig\u00e9nybe K\u00e1rp\u00e1talj\u00e1n, rekordmutat\u00f3t \u2013 47 \u00e9s f\u00e9l milli\u00f3 hrivny\u00e1t \u2013 \u00e9rt el.<\/p>\n","protected":false},"author":14,"featured_media":176502,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4000,41,49,31,592,25],"tags":[745201,745204,1030,745205],"class_list":["post-176494","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actual-hu","category-cikkek","category-hirek","category-karpatalja","category-tarsadalom","category-videok","tag-sajat-haz-hitelcsomag","tag-igenybevetel","tag-karpatalja","tag-kedvezmenyes-hitelprogram"],"_links":{"self":[{"href":"https:\/\/life.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts\/176494","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/life.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/life.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/life.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/life.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=176494"}],"version-history":[{"count":2,"href":"https:\/\/life.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts\/176494\/revisions"}],"predecessor-version":[{"id":176504,"href":"https:\/\/life.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts\/176494\/revisions\/176504"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/life.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/media\/176502"}],"wp:attachment":[{"href":"https:\/\/life.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=176494"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/life.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=176494"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/life.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=176494"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}